90 Degrees

Latest — May 24, 2022

Stocks have lost $10 TRILLION this year ... Where does all that money go?

About $10 trillion (that's $10,000,000,000,000) has evaporated from the US stock market this year. The total market cap of all US stocks has dropped more than 20%, wiping out $10 trillion of value. To put that in perspective, $10 trillion is almost half a year's GDP

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Don't panic sell!

Investors have taken a beating. Year-to-date, the S&P 500 is down almost 20%. Worse, bonds are down about 10% over the same period. Aren't bonds supposed to provide stability and act as a hedge to stocks? Isn't that the whole point of the 60/40 portfolio? As it stands,

30-day challenge: no news, social, or TV

My family decided to take on a challenge during the month of May: no news, no social media, no TV. Why would we do such an outrageous thing you ask? Well, we were becoming consumed by negativity – Covid, election, politics, and a struggling business, to name a few of the

A pandemic silver lining: margin

What a ride 2020 has been! No one could have predicted as we began the year that this is how it would be winding down. The COVID-19 pandemic has changed everything. It has been the most challenging, stressful event of our lifetimes, and we’re grappling with the fact that

Why write?

Does the world really need another opinion? We are inundated with information, and producing content, whether a blog, podcast, video, or social media, has never been easier or cheaper. What good is yet another voice in all the noise? I think it’s important to consider this question for my

The right angle on debt

Recently, I had the opportunity to speak to a group of entrepreneurs who are participating in a business accelerator program to learn the ins-and-outs of starting and running a business. During the session, I was asked to expand on a statement in their course material: most businesses must take on

Welp, we lost yet another credit card dispute

Yes, I know I've already complained about how ridiculous the credit card dispute process is [https://www.90degrees.org/the-problem-with-credit-card-disputes/], but we lost another dispute filed by a customer in what couldn't have been more clearly a legitimate, authorized order and charge. The customer ordered a rug from our online

Simple steps to better privacy and security online

What better way to celebrate Cyber November than with a digital upgrade? There are amazing services available, created by companies that truly value your privacy and security. Here are some of my favorites. Use a password manager Stop trying to remember a bunch of passwords or, worse, using the same

SOLVED: Windows Signin Error

> We can't sign into your account This problem can often be fixed by signing out of our account and then signing back in. If you don't sign out now, any files you create or changes you make will be lost. Let me guess: the problem wasn't fixed by signing out

The problem with credit card disputes

Credit card disputes are out of control! For those who don't know, when you dispute a charge on your credit card statement, you automatically get your money back and the burden of proof rests entirely on the merchant to prove the charge was valid and get its money back. The

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